Ocoee Uninsured Driver Accident Lawyer
All motorists on the roads in Florida are required to carry auto insurance. Unfortunately, too many drivers ignore these financial responsibility laws and drive without the proper amounts of insurance. When they are involved in a crash then, it becomes very difficult for accident victims to claim the compensation they deserve. If you have been hurt in a crash involving a negligent driver that did not carry the proper insurance, our Ocoee uninsured driver accident lawyer can help you pursue the compensation you deserve.
The Laws on Auto Insurance in Ocoee
Personal injury protection (PIP) insurance is just one type of insurance motorists in Ocoee are required to carry. If you were hit by an uninsured motorist, you can file a claim with your own insurance company under PIP coverage to receive benefits. The minimum amount of PIP motorists must carry is $10,000 for medical and disability benefits, and a minimum of $5,000 in the case of death. After an accident, you can claim 80 percent of your medical bills and 60 percent of your lost wages.
Unlike many other states, uninsured motorist coverage is not required in Ocoee. This type of coverage provides additional compensation after a serious accident with an uninsured motorist. If you purchase uninsured motorist coverage and are in an accident, you can then claim up to the policy’s limits from your own insurance company.
Filing a Claim Against an Uninsured Driver in Ocoee
If you were hurt by an uninsured driver, you may also be able to file a claim directly against the negligent driver. This is often an option for injured individuals that did not purchase uninsured motorist coverage. When filing a claim against the uninsured driver, you must prove several elements of your case, which include:
- The uninsured driver had a duty of care to act as a reasonably prudent driver in the same situation,
- The uninsured driver breached that duty of care by acting negligently,
- The act of negligence caused an accident, and
- You sustained damages or losses as a result
Proving certain elements of your claim is fairly straightforward. For example, all motorists owe one another a duty of care to act reasonably on the road so no one becomes unnecessarily injured. Other elements though, such as proving the other driver acted negligently, is not as easy.
Additionally, drivers that do not purchase auto insurance usually do so because they cannot afford it. As such, pursuing damages through a personal injury lawsuit is sometimes particularly challenging. A knowledgeable Ocoee uninsured driver accident lawyer can help you pursue the full damages you deserve.
Our Experienced Uninsured Driver Accident Lawyer in Ocoee Can Advise on Your Case
At Goldman Law, P.A., our Ocoee uninsured driver accident lawyer offers experienced legal representation to injured individuals after this type of crash. Our attorney will review the facts of your case, advise you of your rights, and help you obtain the fair compensation you deserve from negligent parties. Call us today at 407-960-1900 or fill out our online form to schedule a free consultation and to obtain the sound legal advice you need.